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There are basically two types of loans available, secured and unsecured loans. Secured loans are mainly for homeowners because the borrower uses their home as security or collateral adjoining the loan. This is a relatively low risk for the lender because they are protected in the concern of the borrowers inability to repay the evolve the result is that combination rates are subjugate for secured adverse report loans. Unsecured loans require no pledge of collateral to safe the debt but because this represents a far ahead risk for the lending company, fascination rates are higher.
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